Online Banking & Account Login

New York Municipal Credit Union

Serving New York City's public servants since 1916.

New York Municipal Credit Union was founded in 1916 to serve New York City employees and has grown into one of the largest municipal credit unions in the United States with $4B+ in assets and 250K+ members. NYMCU delivers personal banking, auto loans, home mortgages, and retirement services — with the competitive rates and personal service that only a member-owned institution can provide.

Online Banking Member Login
1916Founded
$4B+Assets
250K+Members
10+Branches

New York Municipal Credit Union — Banking Services

Login to access personal banking, business services, and more — all from one dashboard.

Personal Banking

Checking and savings accounts with competitive dividend rates and no unnecessary fees. NCUA insured for all NYMCU members.

Auto Loans

Competitive auto loan rates on new, used, and refinanced vehicles — fast decisions and no prepayment penalties for NYMCU members.

Home Mortgages

Purchase mortgages, refinancing, and home equity products with competitive rates and local knowledge of the New York market.

Retirement Services

IRA accounts, certificates, and retirement planning tools for NYMCU members preparing for or living in retirement.

Visa Credit Cards

NYMCU Visa with competitive APR and no annual fee — available to qualifying members as part of the NYMCU relationship.

Digital Banking

Full-featured mobile app with remote deposit, Zelle, bill pay, card controls, and 24/7 account access for all NYMCU members.

New York Municipal Credit Union — Banking Built for NYC

New York Municipal Credit Union has served New York City communities since 1916. As one of the largest municipal credit unions in the United States, NYMCU combines the competitive rates and broad product range of a large institution with the local expertise and personal service that NYC members deserve.

Online Banking
Auto Loans

Consistently among the best auto loan rates in New York City — new, used, and refinance with fast decisions and no prepayment penalties.

Home Mortgages

Purchase mortgages, refinancing, and home equity with local NYC underwriting teams and competitive rates in every NYMCU market.

Retirement Services

IRA accounts, certificates, and retirement planning for NYMCU members — with competitive rates and personalized service.

Digital Banking

Top-rated NYMCU mobile app with remote deposit, Zelle, bill pay, card controls, and 24/7 account management.

About New York Municipal Credit Union

New York Municipal Credit Union was founded in 1916 to serve New York City government employees and has grown into one of the largest municipal credit unions in the United States with $4B+ in assets and 250K+ members. NYMCU serves NYC employees, retirees, and their families with personal banking, auto loans, home mortgages, and retirement services.

  • ✓ Serving customers since 1916
  • ✓ $4B+ in total assets
  • ✓ 250K+ members / customers
  • ✓ 10+ branch locations
Online Banking
New York Municipal Credit Union

New York Municipal Credit Union — FAQ

Common questions about NYMCU login and online banking.

Click Member Login or Online Banking on this page. Enter your username/member number and password, then complete two-step verification. New customers can enroll at the official NYMCU website.
Use the Member Login or Online Banking buttons on this page to reach the secure NYMCU login portal. Once signed in, you can view all your accounts from a single dashboard.
The ABA routing number for New York Municipal Credit Union is 221471814. Use it for direct deposit, ACH transfers, wire transfers, and electronic payments from your NYMCU account.
Yes. New York Municipal Credit Union is federally insured by the NCUA. Member deposits are insured up to $250,000 per depositor. NYMCU uses 256-bit encryption and multi-factor authentication on all digital banking.
NYMCU membership is open to employees of New York City, the City of New York, and certain affiliated organizations — as well as their immediate family members and retirees. Contact NYMCU to verify current eligibility.
Yes. NYMCU offers purchase mortgages, refinancing, and home equity products with competitive rates and local expertise in the New York City housing market.

What Customers Say

"NYMCU saved me over $1,800 on my auto loan compared to the dealer financing. Applied online before I even left the lot. Couldn't be easier."

Marcus D.
Member, Brooklyn NY

"NYMCU's mortgage team knew the NYC market better than any lender I worked with. Competitive rate, fast close, and real service."

Patricia W.
Homeowner, Queens NY

"Been with NYMCU for 18 years — great savings rates, excellent mobile app, and they actually care about members. No reason to use a bank."

Carlos T.
Member since 2006

Join New York Municipal Credit Union

New York City's credit union since 1916. Competitive rates, member-first banking, and NCUA-insured accounts.

Online Banking Member Login